Loans Debts And Students
Posts tagged Online Student Loans
I Got Qualified For A Home Loan Through Student Loan Consolidation
Mar 22nd
They say that home ownership is the American dream. Since my parents are always renters, I grew up in a family that could not ever seem to get ahead far enough to set aside a down payment. While home ownership was still something that I would have hoped to aspire toward, in my mind the American dream seemed to be a very far-fetched dream.
Two years ago, imagine the butterflies in my stomach when I found an adorable little house, not too far from my new job, with hardwood floors in mind condition, a fireplace, a fenced backyard and the coziest feeling. Handling the monthly payments was something I am sure of. Must I dare get my hopes up that this fabulous little cottage could be mine?
Complete with the stress and rewards, I started my first-ever journey becoming a homeowner. Business as usual, everything seemed to be going on.
I am unmarried, of course, my income would be checked. The real estate agent and mortgage lender noticed the student loan debt that had accumulated while I worked on my bachelor’s degree and master’s degree was now pretty significant when I discussed my financial situation.
My debt-to-income ratio was not looking good. After computing my monthly bills and expenses, I started to have second thoughts towards my ability to actually pay all of my bills with the mortgage payment. Maybe I had moved forward too soon with purchasing this house.
I requested a free copy of my credit report online at the legitimate site, which was a challenge to find since there are so many that charge for this when United States citizens are entitled to one free copy each year. While studying the credit report, OnlineStudentLoansGuide.com assisted me by explaining how consolidating my student loans could greatly increase my chances of being approved for the house loan and comfortably making the payments each month.
Student loan debt consolidation is something you should not be ashamed of or embarrassed about. It is not looked at negatively, like bankruptcy often is. Actually, it is a useful thing. It is a way to legally and ethically combine all your federal student loans into one single loan, as a debt elimination strategy. Once consolidated, you are allowed to pay just one monthly payment, even if you originally had more than one student loan from more than one lender. If you plan to organize your debts and remove the worries of making more than one payment, this can be very helpful since you are now writing one check or having one payment debited from your bank account.
Thanks to Online Student Loans Guide web site for walking me though the process, it has been almost one year that I have been in my own home.
Whether you plan to go back to college or university to complete an associate’s degree, bachelor’s degree, or a graduate degree like a master’s degree or doctorate, OnlineStudentLoansGuide.com is accessible to help you out. Government, private and need-based student loans are accessible for those who desire to continue their studies.
Single Mom Returns to College Using Student Loans
Jan 23rd
I started to get serious on going back to school to finish my degree when I just got divorced and have custody of my two children; my ex-husband refused to pay his court-ordered child support. With the economy the way it is these days, and jobs so hard to find, I knew it was important for our future for me to get the degree that I had started working on about 10 years earlier.
Now that I am turning 30, I do not feel comfortable of asking for any financial help from my parents to pay for my college expenses. They are getting close to retirement and need to keep their spending under control at this point. Besides, they had already offered to help me with the kids while I was in class, and when I needed quiet time to study, so I felt like they were already supporting my decision in a way that was best for all of us.
I knew that student loans existed, but I really had no idea how to go about applying for one. Then I began to think that this might not be the best idea. Pursuing college at my age? With two kids and barely enough money to put food on the table, let alone buy those expensive textbooks? My cousin asked her daughter, who was getting ready to start her sophomore year in college to talk to me about student loans and college in general when she sensed my apprehension.
She suggested OnlineStudentLoansGuide.com, the website that had helped her so much. Basically, Online Student Loans Guide was an online guide where you can learn a lot about the many types of available student loans.
I learned that federal student loans are backed by the government. Laws and provisions were set into place for the purpose of safeguarding both the student and the government though this type of loan. This is definitely an advantage when comparing against other types of loans, since they do not have as many regulations in place.
After reading through Online Student Loans Guide, I was quite sure that a federal student loan would work perfectly for me so I discussed it with the university’s financial aid department. They guided me in filling out the paper properly, sent it off then I became a full-time college student.
I was so delighted that OnlineStudentLoansGuide.com provided me a learning regarding the ins and outs of student loans.
Any plans of returning back to college? Take time to stop and learn from OnlineStudentLoansGuide.com all relating how to get the money you require in pursuing your education, whether you are looking for a federal student loan, private loan or an alternative student loan.
Learn About Online Student Loans With A New Resource
Nov 24th
When I graduated from high school, I felt I was on top of the world. As a result of my academic success, I had received a scholarship to one of the nation’s premier universities. I had already chosen the field I wanted to go into, veterinary medicine, and I was excited about college and about my studies. I left for university with big dreams and high hopes. Many choices still lay ahead of me, however, and I was not prepared for any of them.
I discovered that I wasn’t happy with my veterinary studies after only my first term in school. Being a veterinarian was just not what I had expected, and I became disenchanted with the idea that this was my chosen path. After I made this decision, I became a little depressed. I just was not studying as well as I should have, and my grades suffered as a result. By the time my first year was completed, I had barely earned average grades in several key classes.
I lost my university scholarship as a result. The following year, I planned to take business management classes with a professor I had grown to like. I sincerely believed that I should focus on business because it would provide me with the education I needed for the future; it was a much better subject for me to pursue. However, I now had to figure out how I would pay for my university tuition.
I drove home to my parents for summer break, and anxiously told them all about what had happened. I didn’t have any information about the different student loans that are available, and I didn’t have any clue how to look for them. At first, I thought my parents were going to be angry. Fortunately enough, they were not. In fact, my parents had great information to share with me.
My Dad had found a website called Online Student Loans Guide, and told me all about it. In every detail possible, loans for students are described on the website. From graduate student loans to government student loans, every school loan you can think of has been outlined for consumers. Online student loans have always been a mystery to me, but they no longer were after I read the extensive information that the Online Student Loans Guide provided me.
My parents and I researched the website further, and gathered information about the many choices of student loans that were available to me. We learned about payment terms, interest rates, and default penalties. Through the information on the website, we learned the difference between subsidized and non-subsidized student loans. Finally, after much consideration of the information read, we were able to decide which student loans made the most sense for me. None of us wanted me to graduate from university with terrible payment terms part of an onerous school loan. The Student Loans Guide made it possible for me to make the best choices for my future, from both an educational and a financial standpoint.
You can also make right decisions for your financial future when you drop by the Online Student Loans Guide.The information provided by the page makes student loans much less complicated and easy to comprehend.