Loans Debts And Students
Archive for August, 2009
Learning, Teaching and Learning
Aug 9th
How do we teach one another? How can it be that we were instructed in everything that we now know?
At some points in history, knowledge was elitist and even a forbidden concept. In 399 BC, Socrates explained that he was known as the wisest of all men since he understood that he only knew about nothing. Socrates was ultimately executed because of his unyielding questioning to the Athens population to find out how they knew what they knew.
Today, we still ask Socrates questions and have yet to fully understand the answers; nevertheless, technology is bringing us closer and closer.
Science and technology discovered is that the human brain is capable of processing 10,000 to 50,000 units or single words in one minute. But, these are older statistics from the 1980s, but new technology studying speed reading combined with brain development research indicates that you can most likely read even faster. Most high school graduates read 200 words per minute, down from 252 wpm from 25 years ago. College students, only one or two years older, have improved to 120% words per minute simply from having to read so much and the brain practicing reading so much. Regardless, of your beginning reading speed “increases for 50-60% the first day is more than likely, in two days of reading practice ” youve doubled your reading speed.
The brain is a computer composed of human organic materials. If you were to consider your brain as the hardware (CPU = Central Processing Unit or a computers own brain) and your mind (the thoughts you think) as the software, you wouldnt be far from what the scientists evaluating the brain believe; that the mind and brain are component parts of our physical bodies is to give us an efficient way to determine more things.
The human mind is connected to our physical bodies to make life more useful for us to learn and thrive. This amazing tool allows us to absorb a universe of knowledge in many different ways.
Childhood education creates the first limitations to reading ability. Heres what the first two years usually look like to a young learner of language: 1. First, we are introduced to the alphabet and how each letter sounds. 2. Then, we move on to put letters together into syllables and hear their unique sounds. 3. Later, we formed words and their individual pronunciations. 4. Then, we progressed to sentences and lastly paragraphs, which we read loudly.
In that learning method, we move our lips slowly and carefully so that we would pronounce each syllable and every word clearly. There were entire classes dedicated to learning how to read out loud.
We did pronounce every single word correctly, and then we were praised by our teacher and we felt the thrill and excitement because we were learning so well. Soon, it was determined that we could indeed read, so we no longer read in the classroom out loud. Most of us, however, were still concentrating on every syllable and reading each word out loud to ourselves for confirmation. This phenomenon, called sub-vocalization, is what causes us to have the 200-300 words per minute limitation to our reading speeds in high school and University. Interestingly, its the same speed at which most people talk (unless you live in the Southern US and have learned the Southern Drawl that slows you down even more).
Theres been research to show that high school students that use speed reading methods can double their reading speed. When these techniques are practiced on a regular basis, the results are even more impressive.
With the power of the brain and mind combined, you can stretch out and achieve far greater abilities. In fact, the amount of words that can be read per minute has no bounds. It is only a persons inner voice that can limit us, stop us and confuse us while reading or studying.
These voices tend to Babble On while you are struggling to perform tasks, such as reading. It is that same voice, that can make you panic before an exam. It is only when you quiet this Babblers voice that you can truly transfer and speed read material at a phenomenal rate.
SPEED READING can help you to overcome slow reading habits developed from your early education. You can then retrain yourself to read faster.
It is remarkable how your brain and mind have the ability to absorb thousands of bits of information in a small amount of time. You are like many people that read slowly on account of early education. You become bogged down when you are mouthing syllables and words. Even though you have developed these bad habits in early education, its great to know that from this moment on, you can retrain yourself to be a powerful SPEED READER and your potential is limitless.
One benefit of Speed Reading is that it can help you in reading and understanding written information much quicker. Speed Reading is useful in careers, especially where you are required to master large volumes of information quickly. Many people run into burn out from information overload. Speed Reading assists you to absorb and retain, for later recall, all the information that you read.
Lake Maiaren Islands
Aug 9th
Lake Malaren is the third largest lake in Sweden, next to the town of Stockholm. The lake’s area is 1,140 square km and its greatest depth is 64 metres. Its many islands contain an incredibly rich heritage, a beautiful lush historical landscape with palaces, old churches, rune stones, forty castles, and two World Heritage Sites – the Palace of Drottningholm on the island of Lovo and the Viking sites of Birka on Bjorkb and HovgArden on Adelso.
The Royal domain of Drottningliolm with its Chinese pavilion, timber theatre, and Baroque gardens is a stunning 17th century palace complex, modeled on Versailles and set in the pastoral landscape of Lovo. Birka, Sweden’s oldest city, and one of its most famous historic monuments, is situated on Bjorko – an island that today has a romantic, desolate air about it.
Birka was founded at the end of the 8th century and for nearly 200 years was at the centre of European trade In the late 10th century the build up of silt made the lake too shallow for ships to navigate and the city was abandoned.
Hovgarden, the kings farm on the neighbouring island of Adelso, remained in use until the late Middle Ages. Today these lovely islands are beautiful places in which to walk and cycle as well as see the incredibly well preserved Viking ruins.
The landscape of Lake Malaren was formed at the end of the lee Age when the land started to rise as a result of the gradual melting of the ice-cap lifting the tons of pressure that had been bearing down on it.
Quite apart from the cultural heritage contained in these islands, the moraine ridges and lush valleys are scenically lovely. They include rolling farmland dotted with oak trees, pine forest on rocky hills, and trees and grasses growing right down to the waterline.
Budgeting For Back To School In Canada
Aug 8th
With the significant rise in such living costs as food and gas, as well as the current difficult economic conditions, the costs associated with returning to school can be overwhelming for many families. Whether it is High School or University, families are now finding it difficult to meet education expenses. When preparing to return to school in Canada, it is important to create a budget that will put you in control of your finances.
Statistics Canada reports that “Expenditures on school supplies, textbooks, tuition fees, other courses and lessons, and educational services were reported by 43% of all households in Canada in 2006. As well, 5.5 million households reported expenditures on education.” The Quarterly Retail Commodity Survey reports that “the total clothing and accessories sales across Canada in the third quarter of 2007 included $245.4 million in sales of girls’ clothing and accessories, and $227.6 million in sales for boys’ clothing and accessories. The total value of sales of unisex clothing was $125.7 million.”
With the cost of living so high, it is a great time to implement the following budgeting tips:
1. Calculate Total Income: It is essential to know how much money you are bringing in each month. Prepare a list or table of your income sources. This can include: loans, student grants, and job income.
2. Calculate Total Expenses:
Fixed Expenses: Prepare a list or table of all of your monthly fixed expenses. This can include such costs as tuition, books, computer, school supplies, transportation, rent, heat, telephone, utilities, and monthly credit card payments. Calculate your total monthly expenses.
Flexible Expenses: Make a list of monthly expenses that are mandatory but can vary depending on how and where you spend. These include laundry, food, clothing, toiletries, …etc. Calculate the total flexible expenses.
Discretionary Expenses: Make a list or table of such discretionary expenses as entertainment, dining, and unexpected expense amounts, …etc. Calculate the total discretionary expenses.
Calculate the total amount of your Fixed Expenses, Flexible Expenses, and Discretionary Expenses.
3. Determine Budget Amount: Subtract the Total Income from the Total Expenses to determine your budget. If your Income is less than your expenses, then return to your expense list and make adjustments until the budget is balanced. For instance, find ways to cut costs such as shopping at used textbook stores, second hand clothing stores, and looking for back to school sales, etc.
4. Monthly Budget: Once you have a Total Income and Expense Balance, divide the amount into a monthly budget list or table which will show you how much you can spend each month.
When budgeting for the school year, make sure keep your receipts and avoid using a credit card and department store card as much as possible. The high interest rates will only add more debt to your budget. If you have extra money at the end of the month, apply it to your debt. It is important to prioritize your expenses and eliminate unnecessary expenses. Every month, review your budget and update it when necessary. Just because budgeting is challenging, that does not mean you cannot live on a practical budget. In fact, now is a great time to learn how to create and live within a budget. In the end, it all comes down to the fact that you are going to school or giving a loved one the chance to go to school to create a great future.